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    Invoice Finance

    Invoice Finance is a type of business finance that businesses may explore in connection with invoicing and cash-flow requirements. Businesses may explore Invoice Finance where payment timing differs between issuing invoices and receiving payment. Funding Freddie supports structured business-finance assessments for requirements of £50,000 or more.

    Funding Freddie is not a lender. It supports structured business-finance assessments for requirements of £50,000 or more, before considering whether a specialist introduction is appropriate.

    Business finance from £50,000
    One structured assessment
    UK-wide assessments
    Funding Freddie is not a lender

    What Does Invoice Finance Mean?

    Invoice Finance is a type of business finance that businesses may explore in connection with invoicing and cash-flow requirements. Businesses may explore Invoice Finance where payment timing differs between issuing invoices and receiving payment.

    This page provides general information only, not individual financial advice or a product recommendation. Different finance routes may be considered depending on the business requirement and a specialist assessment.

    Where an introduction is made, a specialist may assess whether any finance route may be available, based on the applicant's circumstances, the stated requirement and current specialist-provider appetite. Funding decisions remain with the selected provider. Funding Freddie is not a lender and does not assess suitability or make lending decisions.

    Situations Businesses May Explore

    These are general examples of situations in which a business may explore Invoice Finance.

    Managing cash-flow requirements alongside invoicing

    Businesses may explore Invoice Finance when managing cash-flow requirements alongside invoicing activity.

    Considering unpaid customer invoices

    Businesses may explore Invoice Finance when considering funding in connection with unpaid customer invoices.

    Reviewing a funding requirement when payment timing differs

    Businesses may explore Invoice Finance where payment timing differs between issuing invoices and receiving payment.

    Understanding an invoicing-related requirement

    Businesses may explore Invoice Finance when understanding information that may help explain an invoicing-related requirement.

    Exploring the next step for working capital

    Businesses may explore Invoice Finance as the next step where working-capital requirements are being considered.

    These are general examples only. Whether any finance route may be available depends on your individual circumstances, the stated requirement and current specialist-provider appetite.

    Information That May Be Helpful to Prepare

    The following information may be helpful to prepare before starting a Funding Assessment.

    Business details

    General details about the business and its trading activity.

    Invoicing information

    Information about invoicing, in general terms, where it is available.

    Customer and payment context

    General context about customers and payment arrangements, where relevant.

    Current business activity

    Information about current business activity, in general terms.

    Funding requirement

    An approximate figure for the amount you are seeking. Funding Freddie supports requirements of £50,000 or more.

    Existing finance information

    Any existing finance arrangements, where relevant.

    Ownership and decision-maker context

    The ownership or decision-maker available to discuss the requirement, where relevant.

    Questions to discuss during the assessment

    Any questions you may wish to discuss during the Funding Assessment.

    This is general preparation guidance only, not eligibility criteria. You will not be asked to submit sensitive data on this page.

    How a Funding Assessment Works

    A structured assessment process helps you explore your business-finance requirement before any introduction.

    1

    Start a Funding Assessment

    What happens?You complete a structured Business Funding Assessment detailing your business and invoicing-related funding requirement.
    Why this matters:This captures details upfront, avoiding repeated disclosures to multiple providers.
    What to expect:A short online process.
    2

    Share the available information

    What happens?You share the information you have available about your business and the funding requirement.
    Why this matters:Providing what is available helps the review consider the requirement in context.
    What to expect:You will not be asked to submit sensitive data on the assessment page.
    3

    Review the requirement

    What happens?Funding Freddie reviews the information provided to evaluate your business-finance requirement.
    Why this matters:Professional review considers whether a specialist introduction is appropriate.
    What to expect:An internal review assessing readiness for a potential introduction.
    4

    One informed introduction where appropriate

    What happens?Where appropriate, Funding Freddie may make one informed introduction to a selected specialist.
    Why this matters:Your enquiry is considered against the appetite of a selected specialist rather than widely distributed.
    What to expect:Where an introduction is made, the selected specialist manages the process directly with you. Funding decisions remain with the provider.

    Completing an assessment does not guarantee funding, approval, an offer, an introduction, a product, a rate, a term, a timescale, an application, completion, commission or any outcome. Funding decisions remain with the selected provider. Funding remains subject to the selected provider's criteria.

    Important Points to Understand

    Please read these points before starting a Funding Assessment.

    Funding Freddie is not a lender

    Funding Freddie does not make lending decisions or provide finance directly.

    General information only

    This page provides general information only, not individual financial advice or a product recommendation.

    Provider criteria apply

    Funding remains subject to the selected provider's criteria.

    Preparation does not guarantee an outcome

    Completing an assessment does not guarantee funding, approval, an offer, an introduction, a product, a rate, a term, a timescale, an application, completion, commission or any outcome.

    Information may be considered in context

    Business circumstances and the information available can affect what finance routes may be considered.

    Related Pages

    Invoice Finance FAQs

    Clear answers to common questions about Invoice Finance and the Funding Freddie assessment process.

    Ready to Explore Invoice Finance?

    Complete a Funding Assessment and take the next step toward exploring your invoicing-related funding requirement.

    No obligation to proceed. Completing an assessment does not guarantee funding, approval, an offer, an introduction, a product, a rate, a term, a timescale, an application, completion, commission or any outcome.