Terms & Conditions

1. Acceptance of Terms

By using the Funding Freddie website or submitting a Funding Readiness Assessment™, you agree to these Terms & Conditions.

These terms create a legal agreement between you and Funding Freddie. If you disagree with these Terms, you should not use the website or marketplace.

2. About Funding Freddie

Funding Freddie is a UK funding marketplace. We help suitable businesses and property borrowers explore funding opportunities. Funding Freddie reviews enquiries before considering specialist matching.

Funding Freddie is NOT:

• A lender.
• A bank.
• A financial adviser.
• A comparison website.

Funding Freddie does not make lending decisions. Funding decisions always remain with the selected finance provider.

How The Marketplace Works

Funding Freddie facilitates introductions only where appropriate.

3. No Financial Advice

Information provided on the Funding Freddie website is educational only. It is designed to help you understand funding options, but it is not tailored advice.

Funding Freddie does not provide:

• Financial advice.
• Investment advice.
• Tax advice.
• Legal advice.

Independent professional advice should always be obtained where appropriate before making financial decisions.

4. Eligibility

To use the Funding Freddie marketplace, users must:

• Be at least 18 years of age.
• Provide accurate, current, and complete information.
• Have the legal authority to submit information on behalf of the business or property entity they represent.
• Use the marketplace lawfully and in accordance with these Terms.

5. Funding Readiness Assessment™

Funding Freddie asks questions during the Funding Readiness Assessment™ to understand your specific funding requirements. Accurate information matters because it allows us to review your enquiry properly.

Providing incomplete or inaccurate information may prevent specialist matching or result in unsuitable introductions.

Clarification: Completing an assessment does not guarantee funding or an introduction.

6. Funding Decisions

Funding Freddie has no authority over lending decisions.

7. Suitable Specialist Matching & Qualified Consultations

Funding Freddie introduces suitable enquiries to specialist finance providers where appropriate.

These funding specialists remain independent businesses. Funding Freddie is not responsible for the financial advice, services, or lending decisions provided by any specialist finance provider you are introduced to.

8. Intellectual Property

All content on the Funding Freddie website, including text, graphics, logos, and software, is the property of Funding Freddie or its licensors.

Users may view and use the website for its intended purpose. You may not copy, reproduce, distribute, or create derivative works from our content without explicit written permission.

9. Acceptable Use

When using the Funding Freddie marketplace, users must not:

• Provide false, misleading, or deceptive information.
• Attempt fraud or misrepresentation.
• Misuse the website or its infrastructure.
• Attempt unauthorised access to our systems or other users' data.
• Interfere with marketplace operations or security features.

10. Limitation of Liability

While we strive to provide a reliable and professional service, Funding Freddie cannot guarantee certain outcomes. Specifically, we cannot guarantee:

• Funding approval or specific lending terms.
• Uninterrupted website availability.
• Lender decisions or the actions of specialist finance providers.
• Commercial outcomes resulting from introductions.

To the maximum extent permitted by law, Funding Freddie is not liable for any indirect, incidental, or consequential damages arising from your use of the marketplace.

11. Termination

Funding Freddie reserves the right to suspend or terminate your access to the marketplace at any time, without notice, if we believe you have violated these Terms.

Examples of reasons for termination include suspected fraud, misuse of the platform, providing false information, or engaging in illegal activity.

12. Changes to Terms

Funding Freddie may update these Terms & Conditions from time to time as the marketplace evolves or legal requirements change.

Updated versions will always appear on this page with a revised "Last Updated" date. Continued use of the website following changes indicates your acceptance of the new Terms.

13. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or your use of the marketplace shall be subject to the exclusive jurisdiction of the courts of England and Wales.