
Every business is unique. That’s why there’s no one-size-fits-all approach to finance. At Funding Freddie, we connect UK SMEs with a wide range of business loans in the UK — from working capital loans to invoice factoring — so you can find the loan that fits your needs.
Our process is simple: complete one form, and we match you with FCA-authorised lenders offering the type of SME loans your business is looking for. Decisions can be made in as little as 24 hours, helping you move forward without delay.

From working capital to expansion loans, we connect you with multiple lenders to find the right solution for your business at every stage of growth.

Running a small business often means navigating uneven cash flow.
Working capital loans give you breathing room to cover payroll, rent, utilities, and supplier invoices — keeping operations running smoothly even during seasonal dips.
👉 Explore Working Capital Loans →

Growth takes capital. Expansion loans help you open new sites, launch services, or hire staff.
With flexible repayment terms, SMEs across the UK can scale faster without draining reserves.
👉 Explore Expansion Loans →

Equipment upgrades can transform efficiency, but the upfront cost can hold businesses back.
Equipment financing lets you spread the cost of machinery, IT systems, or kitchen upgrades — boosting productivity while protecting cash flow.
👉 Explore Equipment Finance →

Waiting 30–90 days for invoices can stall growth.
Invoice factoring unlocks cash tied up in unpaid invoices, giving you instant access to funds without taking on new debt.
👉 Explore Invoice Factoring →

From buying a shop or warehouse to refinancing an existing mortgage, commercial property loans provide long-term capital to secure and grow your business assets.
👉 Explore Property Finance →
No guesswork, no confusion — just clear comparisons, expert guidance, and funding tailored to your exact goals.
See how London SMEs secured fast, flexible funding with Funding Freddie.

A café in East London needed funding to refurbish and relaunch after lockdown. With Freddie’s support, they secured a £50k loan in under a week — increasing foot traffic by 40% after reopening.

A logistics company secured £250k in expansion funding to open a new depot, doubling capacity and creating 12 new jobs.

Waiting for client payments created cash flow gaps. Invoice factoring unlocked £75k immediately, allowing the agency to hire freelancers and deliver a major campaign on time.

A restaurant upgraded its kitchen with £100k in equipment financing, boosting efficiency by 35% and increasing event capacity.


Funding Freddie helps SMEs across the UK. Whether you’re a London retailer, a Manchester tech startup, or a Birmingham logistics firm, our network of FCA-authorised lenders ensures fast, flexible funding.
👉 Start with your local guide:


👉 You can apply for funding between £50,000 and £500,000 depending on your profile.
👉 Many businesses receive approval in as little as 24 hours, with funds available in 48–72 hours.
👉 No. We use a soft search, so checking your eligibility won’t impact your score.
When you work with Funding Freddie, you get more than just loan options — you get peace of mind.
Slow
Paperwork-heavy
Rigid criteria
Fast
Simple
Flexible
Funding Freddie is not a lender. We act as an introducer, connecting SMEs with a panel of carefully selected FCA-authorised lenders. All loan agreements are made directly between the applicant and the lender.